Unemployment insurance funds in Denmark
Information about A-kasse and Dagpenge
In Denmark there are 23 Unemployment Insurance Funds.
Danish unemployment insurance funds (in Danish: A-kasse) are private non-profit institutions that are supported by the state.
You need to be a member of an A-kasse to be eligible for Unemployment benefits ("Dagpenge"). However it is not enough to be a member, also other requirements apply.
Of the 23 A-kasser some only take members from certain occupations/within certain professions.
Some others are in principle open for anyone, but target specific groups of employees, examples are "CA A-kasse" (individuals with business-related higher education),
"MA A-kasse" (university students and graduates), and AJKS (journalists).
The rest are interdisciplinary and accept any employees or self-employed as members. This means that no matter your profession you can apply for membership with these A-kasser.
In the table below you find these interdisciplinary A-kasser by filtering the column "For whom". If the A-kasse accepts "anyone" as member it is an interdisciplinary A-kasse.
If you want to quickly find the cheapest A-kasse, you can find a list sorted by price here. However please be aware that the cheapest A-kasser are only for those working within specific professions or having specific educations.
Are you in doubt about which A-kasse suits your job/education best, then you can have a look at our list over the typical members in the different A-kasser.
| A-kasse | For whom | Price per month 2020 |
Pros and Cons |
Has an office in | Members dev. in 2019/ Members as of Jan 1, 2020 |
Online Sign Up/ Read more |
|---|---|---|---|---|---|---|
| FTF A-kasse |
Anyone | 457 | Pros: is cheap, good extra wage-insurance, has few complains, TrustScore 4,3/5 Cons: no Union |
København, Aarhus, Odense, Aalborg + 3 (see map) | +2,2% 141.478 |
Sign Up here More about FTFa.. |
| Frie |
Anyone | 486 | Pros: Cheap A-kasse with Union, good extra wage-insurance, TrustScore 4,8/5 | Odense + meeting places by appointment | from 2020-01-01 incl. DANA 40.407 |
Sign Up here More about Frie.. |
| DFH A-kasse |
Anyone | 479 | Pros: DK's cheapest A-kasse with Union, best price trends, TrustScore 4,4/5 | 9 cities, including Esbjerg, Aarhus, Brøndby | +4,1% 131.425 |
Sign Up here More about DFH.. |
| MA A-kasse |
Anyone | 493 | Pros: Targets high educated, good extra wage-insurance, good price trends Cons: no Union |
København, Aarhus, Aalborg, Odense (see map) | +2,3% 71.451 |
Sign Up here More about MA.. |
| Min A-kasse |
Anyone | 476 | Pros: best A-kasse Cons: no Union |
6 cities, including København, Aarhus, Aalborg, Odense | -1,1% 88.297 |
Sign Up here More about Min-A.. |
| CA A-kasse |
Busi- ness and self- employed |
496 | Pros: Targets high educated within business profession, TrustScore 4,6/5, has few complains, can buy CA+ | Aalborg, Aarhus, Kolding, Odense, Gentofte | +2,9% 65.063 |
Sign Up here More about CA.. |
| HK A-kasse |
Some profes- sions |
499 | Cons: has some complaints, TrustScore 2,8/5 | HK has branches throughout the country | -1,3% 191.022 |
Sign Up here More about HK.. |
| A-JKS |
Journa- lists |
459 | Pros: has few complaints, good price trends, is cheap Cons: no Union |
København and Aarhus | +0,5% 24.513 |
Sign Up here More about AJKS.. |
| DSA |
Some profes- sions |
442 | Pros: DK's cheapest A-kasse, has few complaints, good extra wage-insurance Cons: no Union |
København, Aarhus, Aalborg, Fredericia | +1,2% 94.755 |
Sign Up here More about DSA.. |
| BUPL-A |
One professionOne profes- sion |
449 | Pros: is cheap, has few complaints, good price trends | BUPL has branches throughout the country | +0,7% 59.482 |
Sign Up here More about BUPL.. |
| DLF-A |
One professionOne profes- sion |
466 | Cons: bad price trends, has some complaints | 5 byer, bl.a. København, Aalborg, Aarhus | -1,2% 72.507 |
Sign Up here More about DLF-A.. |
| SL A-kasse |
One professionOne profes- sion |
463 | Pros: good price trends Cons: has many complaints, TrustScore 3,4/5 |
10 cities, including København, Aarhus, Esbjerg, Odense | +0,4% 35.902 |
Sign Up here More about SL.. |
| TL A-kasse |
Some profes- sions |
501 | Cons: has many complaints, bad price trends, TrustScore 3,3/5, expensive wage-insurance | 9 cities, including København, Aarhus, Aalborg, Odense | -1,1% 24.217 |
Sign Up here More about TL.. |
| FOA A-kasse |
Some profes- sions |
510 | Cons: has some complaints, is expensive, bad price trends, TrustScore 2,2/5 | FOA has branches throughout the country | -2,1% 139.308 |
Sign Up here More about FOA.. |
| BFA A-kasse |
Some profes- sions |
511 | Pros: has few complaints Cons: is expensive |
See the individual Unions |
+0,2% 16.448 |
Sign Up here More about BFA.. |
| AKA |
Some edu. |
444 | Pros: Targets academics, is cheap, good extra wage-insurance Cons: Ongoing abuse case |
7 cities, including København, Aarhus, Aalborg, Odense | +5,5% 255.157 |
Not recom- mended See here why.. |
| 3F A-kasse |
Some profes- sions |
513 | Pros: Strong Union (if you buy Union together with A-kasse) Cons: is expensive, expensive wage-insurance, TrustScore 1,7/5 |
3F has branches throughout the country | -1,7% 225.323 |
Sign Up here More about 3F.. |
| METAL-A |
Some profes- sions |
513 | Pros: has few complaints Cons: is expensive, bad price trends, expensive wage-insurance |
METAL has branches throughout the country | -0,6% 69.022 |
Sign Up here More about Metal.. |
| DEF A-kasse |
One professionOne profes- sion |
514 | Pros: fewest complaints of all A-kasser Cons: An expensive A-kasse |
12 cities, including København, Aalborg, Aarhus | -0,2% 19.975 |
Sign Up here More about EL-A.. |
| NNF A-kasse |
Some profes- sions |
508 | Cons: is expensive, has some complaints, expensive wage-insurance | 13 cities, including København, Ringsted, Rønne | -2,4% 15.943 |
Sign Up here More about NNF.. |
| A-kassen LH |
ManagersMana- gers |
469 | Pros: Targets managers, TrustScore 4,3/5 | København + meeting places by appointment in 6 cities | +2,5% 115.828 |
Call LH More about LH.. |
| KRIFA |
Anyone | 492 | Pros: TrustScore 4,3/5, Cheap A-kasse with Union Cons: expensive wage-insurance |
14 cities, including København, Aarhus, Aalborg, Odense | -2,0% 161.751 |
Yellow (info) More about Krifa.. |
| Ase A-kasse |
Anyone | 503 | Cons: has many complaints, is expensive, worst price trends | København + meeting places by appointment | -0,3% 143.725 |
Yellow (info) More about ASE |
Number of members are from Styrelsen for Arbejdsmarked og Rekruttering's annual estimates of the number of members. Students with free membership are included.