Unemployment insurance funds in Denmark

Information about A-kasse and Dagpenge

In Denmark there are 23 Unemployment Insurance Funds.
Danish unemployment insurance funds (in Danish: A-kasse) are private non-profit institutions that are supported by the state.

You need to be a member of an A-kasse to be eligible for Unemployment benefits ("Dagpenge"). However it is not enough to be a member, also other requirements apply.

Of the 23 A-kasser some only take members from certain occupations/within certain professions.
Some others are in principle open for anyone, but target specific groups of employees, examples are "CA A-kasse" (individuals with business-related higher education), "MA A-kasse" (university students and graduates), and AJKS (journalists).

The rest are interdisciplinary and accept any employees or self-employed as members. This means that no matter your profession you can apply for membership with these A-kasser.
In the table below you find these interdisciplinary A-kasser by filtering the column "For whom". If the A-kasse accepts "anyone" as member it is an interdisciplinary A-kasse.

If you want to quickly find the cheapest A-kasse, you can find a list sorted by price here. However please be aware that the cheapest A-kasser are only for those working within specific professions or having specific educations.

Are you in doubt about which A-kasse suits your job/education best, then you can have a look at our list over the typical members in the different A-kasser.

A-kasse	For whom	Price per month 2020	Pros and Cons	Has an office in	Members dev. in 2019/ Members as of Jan 1, 2020	Online Sign Up/ Read more
FTF A-kasse	Anyone	457	Pros: is cheap, good extra wage-insurance, has few complaints, TrustScore 4,3/5 Cons: no Union	København, Aarhus, Odense, Aalborg + 3 (see map)	+2,2% 141.478	Sign Up here More about FTFa..
KRIFA	Anyone	492	Pros: TrustScore 4,3/5, Cheap A-kasse with Union	14 cities, including København, Aarhus, Aalborg, Odense	-2,0% 161.751	Sign Up here More about Krifa..
Min A-kasse	Anyone	476	Pros: best A-kasse Cons: no Union	6 cities, including København, Aarhus, Aalborg, Odense	-1,1% 88.297	Sign Up here More about Min-A..
Frie	Anyone	486	Pros: Cheap A-kasse with Union, good extra wage-insurance, TrustScore 4,8/5	Odense + meeting places by appointment	from 2020-01-01 incl. DANA 40.407	Sign Up here More about Frie..
CA A-kasse	Busi- ness and self- employed	496	Pros: Targets high educated within business profession, TrustScore 4,6/5, has few complaints, can buy CA+	Aalborg, Aarhus, Kolding, Odense, Gentofte	+2,9% 65.063	Sign Up here More about CA..
HK A-kasse	Some profes- sions	499	Cons: has some complaints, TrustScore 2,8/5	HK has branches throughout the country	-1,3% 191.022	Sign Up here More about HK..
A-JKS	Journa- lists	459	Pros: has few complaints, good price trends, is cheap Cons: no Union	København and Aarhus	+0,5% 24.513	Sign Up here More about AJKS..
DSA	Some profes- sions	442	Pros: DK's cheapest A-kasse, has few complaints, good extra wage-insurance Cons: no Union	København, Aarhus, Aalborg, Fredericia	+1,2% 94.755	Sign Up here More about DSA..
BUPL-A	One professionOne profes- sion	449	Pros: is cheap, has few complaints, good price trends	BUPL has branches throughout the country	+0,7% 59.482	Sign Up here More about BUPL..
DLF-A	One professionOne profes- sion	466	Cons: bad price trends, has some complaints	5 byer, bl.a. København, Aalborg, Aarhus	-1,2% 72.507	Sign Up here More about DLF-A..
SL A-kasse	One professionOne profes- sion	463	Pros: good price trends Cons: has many complaints, TrustScore 3,4/5	10 cities, including København, Aarhus, Esbjerg, Odense	+0,4% 35.902	Sign Up here More about SL..
TL A-kasse	Some profes- sions	501	Cons: has many complaints, bad price trends, TrustScore 3,3/5, expensive wage-insurance	9 cities, including København, Aarhus, Aalborg, Odense	-1,1% 24.217	Sign Up here More about TL..
FOA A-kasse	Some profes- sions	510	Cons: has some complaints, is expensive, bad price trends, TrustScore 2,2/5	FOA has branches throughout the country	-2,1% 139.308	Sign Up here More about FOA..
BFA A-kasse	Some profes- sions	511	Pros: has few complaints Cons: is expensive	See the individual Unions	+0,2% 16.448	Sign Up here More about BFA..
AKA	Some edu.	444	Pros: Targets academics, is cheap, good extra wage-insurance Cons: Ongoing abuse case	7 cities, including København, Aarhus, Aalborg, Odense	+5,5% 255.157	Not recom- mended See here why..
3F A-kasse	Some profes- sions	513	Pros: Strong Union (if you buy Union together with A-kasse) Cons: is expensive, expensive wage-insurance, TrustScore 1,7/5	3F has branches throughout the country	-1,7% 225.323	Sign Up here More about 3F..
METAL-A	Some profes- sions	513	Pros: has few complaints Cons: is expensive, bad price trends, expensive wage-insurance	METAL has branches throughout the country	-0,6% 69.022	Sign Up here More about Metal..
DEF A-kasse	One professionOne profes- sion	514	Pros: fewest complaints of all A-kasser Cons: An expensive A-kasse	12 cities, including København, Aalborg, Aarhus	-0,2% 19.975	Sign Up here More about EL-A..
NNF A-kasse	Some profes- sions	508	Cons: is expensive, has some complaints, expensive wage-insurance	13 cities, including København, Ringsted, Rønne	-2,4% 15.943	Sign Up here More about NNF..
A-kassen LH	ManagersMana- gers	469	Pros: Targets managers, TrustScore 4,3/5	København + meeting places by appointment in 6 cities	+2,5% 115.828	Call LH More about LH..
DFH A-kasse	Anyone	479	Pros: DK's cheapest A-kasse with Union, best price trends, TrustScore 4,4/5 Cons: Has most complaints of all	9 cities, including Esbjerg, Aarhus, Brøndby	+4,1% 131.425	Yellow (info) More about DFH..
Ase A-kasse	Anyone	503	Cons: has many complaints, is expensive, worst price trends	København + meeting places by appointment	-0,3% 143.725	Yellow (info) More about ASE
MA A-kasse	Anyone	493	Pros: Targets high educated, good extra wage-insurance Cons: has many complaints	København, Aarhus, Aalborg, Odense (see map)	+2,3% 71.451	More info More about MA..