Unemployment insurance funds in Denmark

Information about A-kasse and Dagpenge

In Denmark there are 23 Unemployment Insurance Funds.
Danish unemployment insurance funds (in Danish: A-kasse) are private non-profit institutions that are supported by the state.

You need to be a member of an A-kasse to be eligible for Unemployment benefits ("Dagpenge"). However it is not enough to be a member, also other requirements apply.

Of the 23 A-kasser some only take members from certain occupations/within certain professions.
Some others are in principle open for anyone, but target specific groups of employees, examples are "CA A-kasse" (individuals with business-related higher education) and AJKS (journalists).

The rest are interdisciplinary and accept any employees or self-employed as members. This means that no matter your profession you can apply for membership with these A-kasser.
In the table below you find these interdisciplinary A-kasser by filtering the column "For whom". If the A-kasse accepts "anyone" as member it is an interdisciplinary A-kasse.

You can also sort the price column to quickly find the cheapest A-kasse. However please be aware that the cheapest A-kasser are only for those working within specific professions or having specific educations.

Click (anywhere) in a row, and you can see more details about the respective A-kasse.

ID A-kasse For whom Price
per month
2020
Who can become a member? Typical member
groups
Offers cheap Union
(legal help)
Has an office in This amount of the membership fee goes to administration This amount of the membership fee goes to insurance Members development
in 2019
Members
as of Jan 1, 2020
Links Online
Sign Up
1 FTF A-kasseFTFa is the cheapest interdisciplinary A-kasse in 2020 Anyone 457 Everyone regardless of job or education. Free A-kasse for students. Bank advisors, insurance employees, trade school teachers, social workers, dental officers, police officers, graduates from professional colleges and business academies. No København, Aarhus, Odense, Aalborg + 3 (see on map) 98 359 +2.2% 141,478
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2 KRIFAKRIFA tilbyder billig A-kasse med fagforening Anyone 492 Everyone regardless of job or education. No typical member groups. Krifa does not have affiliates or affiliated unions like some of the other interdisciplinary A-kasser have, such as FTFa and Min A-kasse. Therefore, KRIFA members may come from many different industries. Yes, Union with legal help costs from DKK 139 per month. A-kasse+Union costs from DKK 631 per month København, Aarhus, Aalborg, Odense + 10 (see all cities) 133 359 -2.0% 161,751
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3 DFH A-kasseDet faglige hus har oplevet stor medlemsfremgang de senere år. De tilbyder billig A-kasse med fagforening Anyone 479 Everyone regardless of job or education. No typical member groups. "Det Faglige Hus" does not have affiliates or affiliated unions like some of the other interdisciplinary A-kasser, such as FTFa and Min A-kasse. Therefore, members of "Det Faglige Hus" come from many different industries. Yes, for DKK 69 per month. A-kasse+Union costs DKK 548 per month. Esbjerg, Aarhus, Brøndby + 6 (see all cities) 120 359 +4.1% 131,425
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4 Min A-kasseMin A-kasse klarer sig ofte meget godt i undersøgelser af medlemstilfredshed Anyone 476 Everyone regardless of job or education. Free A-kasse for students. People working with IT, sales and marketing staff, cleaning staff, property managers, agricultural workers, dairy workers, hairdressers, watchmakers and opticians, people working in prison or as guardians, train drivers, station officials, employees in Customs&Taxes, employees in the air force, employees in the Navy, church and cemetery workers. No København, Aarhus, Aalborg, Fredericia + 3 (see on map) 117 359 -1.1% 88,297
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5 A-kassen FrieFrie tilbyder A-kasse og billig fagforening Anyone 486 Everyone regardless of job or education. Office workers and self-employed Yes, for DKK 69 per month. A-kasse+Union costs DKK 555 per month. Odense + meeting places by appointment 127 359 from 2020-01-01 incl. DANA 40,407
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6 FOA A-kasseFOA A-kasse Some
profes-
sions
510 FOA accepts members who provide public service, eg. by taking care of children or nursing patients in hospitals and nursing homes. Social and Health Assistants, Social and Health Aiders, Day Care Professionals, Pedagogue-Aiders and Pedagogue-Assistants, Nursing Assistants. No FOA has branches throughout the country (see all cities) 151 359 -2.1% 139,308
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7 CA A-kasseCA A-kasse er målrettet højtuddannede i det private erhvervsliv, men optager i øvrigt alle som medlemmer Busi-
ness
profes-
sion
496 CA A-kasse targets highly educated people within the "business area". Academics and highly educated individuals in the business sector, working within "business" - management, finance and accounting, marketing, communication, HR, IT or consulting. No, but they offer "CA+" for DKK 50/month (can be compared to the legal help you get with cheap Union membership). Aalborg, Aarhus, Kolding, Odense, Gentofte 137 359 +2.9% 65,063
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8 DSADSA er danmarks billigste A-kasse Some
profes-
sions
442 Wage earners and self-employed persons in the field of health care. You must have completed one of the six required educations (see below) Bioanalysts, Ergotherapists, Physiotherapists, Midwives, Radiographers and Nurses No København, Aarhus, Aalborg, Fredericia 83 359 +1.2% 94,755
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9 BUPL-ABUPL A-kasse er en god og billig A-kasse inden for det pædagogiske område One
profession
One
profes-
sion
449 Wage earners and self-employed with a pedagogical education. Pedagogue workers in creche, kindergarten, SFOs, clubs or schools No BUPL has branches throughout the country (see all cities) 90 359 +0.7% 59,482
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10 DLF-ALærernes A-kasse er den bedste A-kasse for de fleste undervisere One
profession
One
profes-
sion
466 Everyone who is or may become member of one of the professional organizations: DLF - Danmarks Lærerforening, FSL - Frie Skolers Lærerforening, Uddannelsesforbundet (DTL (LVA), DPL og LVU). Primary school teachers, adult and youth educators, teachers at the free elementary schools, teachers at AMU centers and production colleges No København, Aalborg, Aarhus + 2 (see all cities) 107 359 -1.2% 72,507
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11 SL A-kasseSocialpædagogernes A-kasse One
profession
One
profes-
sion
463 You must work in the social pedagogue area, ie. with vulnerable children, children and adults with physical or mental disability, mentally ill persons. Social pedagogy workers No København, Aarhus, Esbjerg, Odense 104 359 +0.4% 35,902
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12 TL A-kasseTeknikernes A-kasse Some
profes-
sions
501 Wage earners or self-employed persons who have a practical education or higher education and work in engineering, design or construction. Examples may be coordinator, project manager or individuals responsible for details in production or documentation. No København, Aarhus, Aalborg, Odense + 5 (see all cities) 138 359 -1.1% 24,217
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13 BFA A-kasseByggefagenes A-kasse Some
profes-
sions
511 BFA's professional area covers areas of construction such as pipes, ventilation, canning, roofing and facade coverage, plumbing, painting. Plumbers, chimney sweepers, roofers, building painters, industrial painters. No See
contact info
152 359 +0.2% 16,448
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14 AKAAkademikernes har især mange djøf'ere som medlemmer i deres A-kasse Aca-
demics
444 Only academics Engineers, lawyers, economists, doctors, dentists, architects and veterinarians. No København, Aarhus, Aalborg, Odense + 3 (see all cities) 85 359 +5.5% 255,157
Not recom-
mended
15 3F A-kasse3F er danmarks største A-kasse Some
profes-
sions
513 3F's members are organized into six main areas that you must work within in order to be admitted to this A-kasse: industry, transport, public sector employees (especially service areas), construction, agriculture, private service/hotel & restaurant. The largest member group is in the traditional part of industry: iron and metal, process industry, energy sector, plastic industry, clothing and textile, the wood and furniture industry, fish factories, electronics and packaging.
The other groups in 3F include member groups such as cleaning assistants, service assistants, cooks, waiters, receptionists, dishwashers, maids, farmers, agricultural assistants, landscapers, gardeners, zookeepers, machine operators, dairy workers, forest workers, earth and concrete workers, masons, structures, asphalt workers, roofers, rockers, pavers, scaffolders, industrypainters, insulators, joiners, carpenters, glaziers, fitters, craftsmen, cemetery workers, caregivers, pedagogical assistants, drivers, warehouses, rescuers, dockers, fishermen, sailors.
No 3F has branches throughout the country 154 359 -1.7% 225,323
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16 METAL-ADansk Metal A-kasse Some
profes-
sions
513 Dansk Metal covers the following industries: Auto, gold and silver-jewelers, IT and telecommunications, Maritime, Construction, Industrial Automotive mechanics, Automotive engineers, Bike mechanics, Truck mechanics, Flight mechanics, Goldjewelers, Engravers, Silverjewelers, IT Supporters, Computer Technicians, Web integrators, Call center employees, Ship mechanics, Machinists, Ship assistants, Navigators, Ship's cook, Plumbing, Energy Technicians (Tubed), Boilermakers, Welders, Blacksmiths, Industrial Engineers, Automation Technicians, Electrical Engineers, Cnc technicians, Cooling technicians, Fin mechanics. No METAL has branches throughout the country 154 359 -0.6% 69,022
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17 DEF A-kasseDansk El-forbund's A-kasse One
profession
One
profes-
sion
514 DEF covers a wide range of disciplines within electricity Electricians No København, Aalborg, Aarhus + 9 (see all cities) 155 359 -0.2% 19,975
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18 NNF A-kasseFødevareforbundet NNF's A-kasse Some
profes-
sions
508 The food-related Union NNF organizes employees in the following industries: bakers, butchers, dairy, sugar and chocolate industries as well as the tobacco industry. Bakers, butchers, dairy employees No København, Ringsted, Rønne + 10 (see all cities) 149 359 -2.4% 15,943
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19 HK A-kasseHK er en af Danmarks største A-kasser Some
profes-
sions
499 Wage earners and self-employed persons within certain disciplines (see the typical job types below). Office and IT Staff, Laboratory and Environmental Staff, Correspondents, Attorney Secretary, Real Estate Agents, Customer Relations Center, Sellers, Printing Workers, Multimedia Designers, Media Graphics, Market Economists, Medical Secretary, Warehouse Assistants, Graphic Designers, Shop Assistants, Bookkeepers, Advertising Consultants, Employees within Traffic and Railway, Employees within Post and Communication. No HK has branches throughout the country (see all cities) 140 359 -1.3% 191,022
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20 A-kassen LHLederne tilbyder A-kasse og fagforening i en samlet pakke. Du kan også få A-kasse alene ManagersMana-
gers
469 A-kassen LH tells that they target managers, trusted employees, self-employed and salaried persons who negotiate their own pay and contract. Managers, trusted employees, self-employed and salaried persons who negotiate their own pay and contract. Yes, Union with legal help costs DKK 195 per month. København + meetingsplaces in 6 cities (see on map) 110 359 +2.5% 115,828
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21 A-JKSAJKS A-kasse er a-kassen for folk der arbejder inden for journalistik, kommunikation eller sprog Journa-
lists
459 AJKS targets people working within journalism, communication and language. Journalists, Communicators, Translators, Photographers No København og Aarhus 100 359 +0.5% 24,513
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22 ASE A-kasseASE tilbyder A-kasse med billig fagforening som tilkøbsmulighed Anyone 503 Everyone regardless of job or education. ASE has previously been an A-kasse for self-employed, but today ASE is also for wage earners. Self-employed Yes, it costs DKK 69 per month for wage-earners, and DKK 77 per month for self-employed. A-kasse+Union costs DKK 572/580 per month København + meeting places by appointment 144 359 -0.3% 143,725
Yellow (info)

23 MA A-kasseMA A-kasse er især målrettet personer med en uddannelse på universitetsniveau, men optager i øvrigt alle som medlemmer Anyone 493 Everyone regardless of job or education. Free A-kasse for students. However, the MA A-kasse mainly targets university students and university graduates. The MA A-kasse members are for the most part humanities or science graduates. MA A-kasse is specialized in: humanities, science, social sciences, IT, communication, health, psychology and pedagogy. MA's members are on the private as well as the public labor market and in NGOs. They are typically employed in HR, communication, teaching, research, administration, programming, project management, IT, consulting - or work as self-employed. No København, Aarhus, Aalborg, Odense (see on map) 134 359 +2.3% 71,451
More info

Number of members are from Styrelsen for Arbejdsmarked og Rekruttering's annual estimates of the number of members. Members with free membership not included.

X

FTFa has offices in the following cities:

København, Aarhus, Odense, Aalborg, Herning, Kolding og Næstved.
Opening Hours Mon-Thur 9:00-16:00, Fri 9:00-15:00, however, Herning only every Wednesday 9:00-12:00 and Kolding and Næstved only by arrangement

X

Min A-kasse has offices in the following cities:

København, Aarhus, Aalborg, Fredericia, Valby, Næstved og Rødovre (Business Danmark).
Opening Hours:
Monday 9:30-14:00
Tuesday 9:30-14:00
Wednesday closed
Thursday 9:30-17:30
Friday 9:30-13:00
Opening Hours Business Danmark, Rødovre: Mon-Thur: 8:30-16:00 og Friday: 8:30-15:00.

X

A-kassen LH has offices in the following cities:

København, Aalborg, Aarhus, Herning, Kolding, Odense, Roskilde.
Opening Hours Copenhagen:
8:00-17:00 (Friday 8:00-16:00)
The rest of the cities are only open for meetings you are called in to.

X

MA A-kasse has offices in the following cities:

København, Aarhus, Aalborg, Odense.
Opening Hours:
Mon-Thur 9:00-15:00, Fri 9:00-13:00.
As a member, you have free access to use member areas/rooms (also outside of opening hours) with PCs, printers and copiers.
You can have coffee and tea, as well as the daily newspapers and magazines.

HK A-kasse has offices in the following cities:

København, Aarhus (Brabrand), Hillerød, Rønne, Kolding, Holstebro, Herning, Randers, Grenaa, Silkeborg, Viborg,
Skive, Nykøbing M, Odense, Svendborg, Fredericia, Aalborg, Hjørring, Frederikshavn, Thisted, Hobro, Roskilde, Slagelse, Nykøbing F
Opening Hours: Mon-Thur 8:00-17:00 and Fri 8:00-16:00 (telephone hours).
Note that local branches may have limited physical opening hours. Check out the website of HK A-kasse.

BUPL has offices in the following cities:

København, Aarhus, Nexø, Odense, Slagelse, Holstebro, Aalborg, Hillerød, Ballerup, Kolding, Vordingborg
Opening Hours: Mon-Thur 9:00-15:00 and Fri 9:00-14:00 (telephone hours).
Please note that local branches may have limited opening hours. Check out BUPL's website.

Lærernes A-kasse has offices in the following cities:

København, Aarhus (Risskov), Aalborg, Odense og Esbjerg
Opening Hours: Mon-Thur 10:00-15:30 and Fri 10:00-14:30.

Socialpædagogernes A-kasse has offices in the following cities:

København, Aarhus (Åbyhøj), Esbjerg, Hillerød, Nr. Alslev, Nørresundby, Ringsted, Herning, Odense og Rønne.
Opening Hours: Mon-Wed 9:00-15:00, Thur 9:00-17:00 and Fri 9:00-13:00.
Note that some of the local branches may have other opening hours. See all opening hours on SL's website.

Teknikernes A-kasse has offices in the following cities:

København, Aarhus, Aalborg, Odense, Herning, Vejle, Esbjerg, Aabenraa, Ringsted og Hillerød.
Opening Hours: Mon-Thur 10:00-15:00, Fri 10:00-13:00.
Note that some of the local branches may have other opening hours. See all opening hours on TL's website.

KRIFA A-kasse has offices in the following cities:

København, Aarhus, Aalborg, Odense, Rønne, Esbjerg, Herning, Holbæk, Kolding, Hillerød, Næstved, Randers, Roskilde, Rødekro og Thisted.
Opening Hours: Krifa is typically open from 10:00 to 14:00 on weekdays.
Telephone hours all weekdays from 7:00 to 20:00.

FOA A-kasse has offices in the following cities:

København, Aarhus, Aalborg, Odense, Rønne, Esbjerg, Valby, Frederikshavn, Frederikssund, Nykøbing F, Herning, Holstebro,
Horsens, Kolding, Køge, Middelfart, Maribo, Nakskov, Hobro, Hillerød, Ballerup, Taastrup, Randers, Roskilde, Silkeborg,
Skanderborg, Slagelse, Holbæk, Ringsted, Kalundborg, Asnæs, Skive, Frederiksberg, Sønderborg, Rødekro, Svendborg,
Næstved, Faxe, Stege, Vordingborg, Varde, Vejle, Brønderslev, Hjørring, Viborg.
Opening Hours for A-kasse (Forbundshuset, Copenhagen):
Mon-Thur 8:30-16:00
Fri 8:30-15:00
There are other opening hours in the local branches around the country,
and there may also be days with closed office. See "Contact" on the FOA website for further details.

Akademikernes A-kasse has offices in the following cities:

København, Aarhus, Aalborg, Odense, Esbjerg, Vejle og Herning.
Opening Hours:
Mon-Thur 9:00-16:00
Fri 9:00-15:00

Det Faglige Hus has offices in the following cities:

Esbjerg, Aarhus, Brøndby, Odense, Ringsted, Aalborg, Hillerød, Kolding og Herning.
Opening Hours (Telephone):
Mon-Thur 8:00-18:00
Fri 8:00-16:00
The headquater is in Esbjerg. Please note that local branches have other opening
hours and fewer opening days.

Dansk El-forbund has offices in the following cities:

København, Aalborg, Aarhus, Rønne, Hillerød, Roskilde, Vordingborg,
Odense, Holstebro, Randers, Esbjerg, Vejle
Opening Hours (Headquater):
Mon-Thur 8:00-16:00
Fri 8:00-13:30
The headquater is in Copenhagen. Please note that local branches have other opening
hours and fewer opening days. Opening hours for all branches are available on the DEF website.

Fødevareforbundet NNF has offices in the following cities:

København, Ringsted, Rønne, Odense, Fredericia, Svendborg, Esbjerg,
Rødekro, Horsens, Aarhus, Holstebro, Nørresundby, Hjørring
Opening Hours (Headquater):
Mon-Thur 8:15-16:00
Fri 8:15-14:00
The headquater is in Copenhagen. Please note that local branches have other opening
hours and fewer opening days. Opening hours for all branches are available on the NNF website.

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