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supportKeymaster
Hej,
jeg tror alle A-kasser også optager selvstændige som medlemmer. Men i nogle A-kasser skal man jo arbejde/have selvstændig virksomhed indenfor bestemte områder.
Vi har en guide for selvstændige om A-kasse, hvor vi også anbefaler nogle A-kasser for selvstændige. Dem vi anbefaler som f.eks. FTFa og ASE er tværfaglige og optager derfor alle lønmodtagere og selvstændige uanset hvilken branche man arbejder inden for.
Både FTFa og ASE tilbyder desuden lønsikringer.
Du er i øvrigt meget velkommen til her i forummet at lave en kommentar med de A-kasser du måtte finde som tilbyder lønsikring hvor man ikke behøver at stå til rådighed på fuld tid. Vilkårene for lønsikring ændrer sig hele tiden, og det kan sagtens være at der siden vores seneste gennemgang er nogle udbydere der nu også tilbyder lønsikring hvor du ikke behøver stå til rådighed på fuld tid.
M.v.h.
Anders Weber, A-kasser.dk
9. januar 2021 kl. 15:09 som svar til: A-Kasse for student over 30 years, 6 months until graduation #104supportKeymasterHi,
if you complete the master and graduate as expected, then you will be able to get unemployment benefits after the graduate rule. So the fact that you NOT have been (free student) member or paid part-time member for at least 1 year when graduating, only means that you have to wait one month before you can begin to receive unemployment benefits (dagpenge).
You will get 1 month waiting-period, because you have not been member 1 year before graduating, and It’s not possible to avoid this 1 month waiting-period. The A-kasse can not make any exceptions.
Best regards,
Anders Weber, A-kasser.dk
supportKeymasterHej,
de lønsikringer der tilbydes af de danske A-kasser som supplement til A-kasse medlemskab, er kun mulige at tegne/få udbetalinger fra, hvis man står fuldt til rådighed for det danske arbejdsmarked.
Men det er ikke nogen hindring for at tegne lønsikring at man er selvstændig.
FTFa har en lønsikring der har vundet vores test af lønsikring. FTFa tilbyder desuden billig A-kasse, og har tilfredse medlemmer, i følge vores klagestatistik.
Med venlig hilsen
Anders Weber, A-kasser.dk
supportKeymasterHi,
in principle you can take all the holiday you want. But you may have right to receive holiday allowance during your holiday.
If you have received dagpenge for 1 year you will have earned right to take 5 weeks of holiday while receiving holiday allowance (feriedagpenge).
More about feriedagpenge:
As unemployed on dagpenge, you earn the right to feriedagpenge on an ongoing basis and monthly during the holiday year on the basis of the A-kasse’s payment of dagpenge and maternity benefits. You earn 2.08 days per. month in the holiday year, and can earn a maximum of 25 days with feriedagpenge in a holiday year. The holiday year is from 1 September to 31 August of the following year.
A full year on dagpenge, gives right to 25 days holiday.
To be able to get feriedagpenge paid out, It is a condition that you don’t have (unused) right to holiday allowance or salary during holiday from a previous job etc. This must be used before you can get feriedagpenge.
The holidays with the right to feriedagpenge can only be used during the holiday period, which is the holiday year, and the subsequent 4 months (1 September – 31 December), and cannot be transferred from one holiday year to another.
Holiday at your own expense
If you take holiday at your own expense (you will not get any benefits), there is no 5 weeks limit. As unemployed you can in princip take all the holiday you want. The only requirement is that you notify the A-kasse and Jobcenter 2 weeks before the start of your holiday.
If you for example take 2 months holiday, you will continue where you left in the dagpenge-period, when you return from holiday. You will still be in the same 2-year dagpenge-period
You must be available for the labor market
I think you can have problems with the A-kasse if you regularly take 1 week holiday every month. The problem with this is that one of the requirements for being eligible for dagpenge, is that you are available for a full-time job. If you wish to have one week free every month, the A-kasse may think this means that you are not really interested in getting a full-time job. And therefor are not fully available for the labor-market. I will recommend you get this checked with your A-kasse before you begin to take 1 week holiday regularly every month.
Best regards,
Anders Weber, A-kasser.dk
supportKeymasterHej,
i så fald må MA A-kasse være det mest naturlige valg for dig. De er målrettet studerende /uddannede fra universitetsuddannelser og dækker bredt herunder også dine fagområder.
Hilsen
Anders, A-kasser.dk
supportKeymasterHi,
its not whether you have a contract or not which is relevant in relation to A-kasse/dagpenge.
All income which is taxed as “A- eller B-indkomst” can be used to earn right to dagpenge, and will also be deducted in the amount you receive in dagpenge (for January, if you register and are approved for dagpenge for January).
So you should and can register as unemployed graduate, and get the graduate status in the A-kasse from the day you graduate. If this is the best option for you according to my first answer.
However, it is important that you also talk with A-kasse about your income/job for January from webinars etc. You must ask them what the consequences will be for you payment of dagpenge from the A-kasse. If you stop a job (voluntary) after you have started to receive dagpenge, it will normally result in a quarantine for 3 weeks where you can not receive dagpenge. It’s called self-inflicted unemployment.
In princip you need to be approved by your A-kasse for supplementary benefits (“supplerende dagpenge”). You can only have part-time job/income together with dagpenge for a limited period of 30 weeks. But if your webinars will stop by the end of January it should not be a problem.
As you can see from my answer it gives some extra considerations if a person graduate ans have job at the same time. So it is important that you also ask your A-kasse about these things as soon as possible.
Best regards,
Anders Weber, A-kasser.dk
supportKeymasterHi,
if you have been working and have had income during studies, then you (maybe) have two options regarding A-kasse.
If you meet the income-requirement as wage-earner, then you can register as “normal” unemployed and get the unemployment benefits (“dagpenge”) paid out based on your previous income. This will often result in a higher amount compared to the benefits you will get paid as newly graduate. You can read more about the requirements, including the income-requirement here.
However if you only have had part-time job, and therefor don’t have a “normal” income to use as base for calculation of dagpenge, then it will be better for you to register as newly graduated and get the graduate benefits.
You can get dagpenge from the day you stop working, regardless of when the last salary is paid out. But I don’t understand why you have to stop on one of the first days in the new year…so you will get paid for 3 days or what? If you are in a notice period and get paid for full january, then you are regarded as still working and can therefore not get dagpenge before from February 1.
Remember: if you conclude that the best/only option for you is to register as newly graduated, the you must do this at latest 14 days after graduation.
Let me know if you have any comments.
Best regards,
Anders Weber, A-kasser.dk
supportKeymasterHi,
An education of more than 18 months or 3 semi-annual semesters, which is interrupted and later resumed and completed, meets the conditions for giving right to unemployment benefits after the graduate rule.
Off course provided that you meet the other requirements for being eligbile as graduate. And you are right one of them is that you must have stayed in Denmark right before starting the education and again at latest 14 days after graduation. The fact that you have stayed outside Denmark during the education is not a problem.
It is the arrival date in 2012 which is important/relevant regarding your right to unemployment benefits.
What kind of proof the A-kasse will ask you, I can not say for sure. Normally a tenant-agreement will be a good proof. When CPR was registered is not relevant in this regard.
best regards,
Anders Weber, A-kasser.dksupportKeymasterHi,
yes if the master in it self meets the requirements for giving right to Unemployment benefits as graduate.
This means that the master must have a duration of at least 18 months (3 semestres), it must be public recognized (if you can receive SU during master studiy it is also public recognized).
A “normal” master degree from a danish University will meet the requirements, and can therefor give right to a new 2-year period with dagpenge after the graduate rule.
Let me know if you have comments.
Best regards,
Anders Weber, A-kasser.dk
supportKeymasterHej Gitte,
En EUX-uddannelsen giver både erhvervskompetence og generel studie-kompetence. Derfor giver en gennemført EUX-uddannelse ret til dagpenge på dimittendvilkår.
Der gælder dog at det kun er en fuld EUX der giver ret til dimittend-dagpenge.
Gennemfører man kun “gymnasiedelen” (den studieforberedende del) giver EUX ikke ret til dimittend-dagpenge. Ligesom andre gymnasiale uddannelser heller ikke giver ret til dimittend-dagpenge.
At en uddannelse giver ret til dimittend-dagpenge, betyder også at du kan få gratis medlemskab i A-kassen som studerende.
Du har ret til op til 5 års gratis medlemskab som studerende. Så du kan melde dig ind nu eller vente lidt.
Det er dog vigtigt at du seneste melder dig ind i A-kasse 1 år før du bliver færdig med din EUX.
Har man været medlem i mindst 1 år når man dimitterer, undgår man den normale 1 måneds karens. Og dermed vil du kunne få dagpenge fra dag 1 efter du er færdiguddannet.
Håber svaret hjælper dig.
Med venlig hilsen
Anders Weber, A-kasser.dk
supportKeymasterHi,
it will be an individual decision made by your A-kasse, whether you are considered available for the labor market or not in the 1 month period between your jobs.
This situation is categorised as “doubts about availability in an interim period”.
The legislation is in “bekendtgørelse om rådighed” §31.
The start of point (in the law) is that you are cosidered NOT to have a real intention of finding a job in the interim. The termination of your current job is due to your specific future plans/future obligations with your new job.
And therefore you are not available for the labor market, and can not receive dagpenge.However these cases are due to an individual assesment made by your A-kasse.
best regards,
Anders Weber, A-kasser.dksupportKeymasterHi,
you can have A-kasse membership also with a part-time job.
But you must be aware of the following:
- if you sign up for a normal full-time membership you must also – in case you get unemployed and apply for unemployment benefits (“dagpenge”) – be able to/and ready to be full available for the labor-market, meaning that you must apply for full-time jobs, and can take any full-time job with one day notice.
- If you work less than 30 hours per week, you instead have the option sign up for part-time A-kasse membership. In this case you also only need to available part-time for the labor-market in case you apply for dagpenge. Part-time A-kasse membership is a little cheaper but you will also receive less in dagpenge. You can see the current rates here.
- But for being eligbile for dagpengeret you must meet the income-requirement. The income-requirement states that you must earn/have a income of at least DKK 238,512 during the last 3 years (in total) for full-time insured or DKK 159,012 if you are part-time insured. Only periods where you have been member of A-kasse can be included to meet the income-requirement.
- If you only have little income, it can take long time to have earned enough to meet the income-requirement.
So yes, its definately possible to have A-kasse with part-time job, but its important you consider the different aspect pointed out above before you sign up or when choosing between part-time or full-time A-kasse membership.
You are welcome to post your comments.
Which A-kasse I will recommend?
It depends of your preferences – if you only want A-kasse, we recommend FTFa.
If you want A-kasse with cheap Union we recommend KRIFA.
Best regards,
Anders Weber, A-kasser.dk
2. november 2020 kl. 15:09 som svar til: Beeing entitled to graduate benefits as well as employee benefits #112supportKeymasterHi,
yes, you are right about what we write on our website. And that’s why I asked, because I had to find out if you are still in a current dagpenge-period (which you seem to be). In this case it is the working hours requirement (“beskæftigelseskravet”) you must fullfill to earn a new 2-year dagpenge-period.
The relevant legislation is “Bekendtgørelse om indkomst- og beskæftigelseskravet for ret til dagpenge“, § 14.
According to §14, stk.1 it is a condition in order for paid hours to be included in the calculation of the employment requirement (“beskæftigelseskravet”), that the hours have been reported to the income register, cf. the Income Register Act (“lov om et indkomstregister.”).
However §14, stk. 3 states:
If the member has not got registered a sufficient number of paid hours to meet the employment requirement at the time when the A-kasse is required to calculate the number of employment hours, pay hours that are in the reporting period in which unemployment occurs can also be included in the employment requirement.
In these cases, the A-kasse must wait for the registration for the reporting period in which the unemployment occurs. If the member then meets the employment requirement, it will be possible to postpay unemployment benefits from the date where the unemployment occured, if the other conditions for payment are met.
So I will recommend you to try – when you talk with your A-kasse, to point to these paragrahs in the law.
You are welcome to post the result here.
Best regards,
Anders Weber, A-kasser.dk
1. november 2020 kl. 10:11 som svar til: Beeing entitled to graduate benefits as well as employee benefits #110supportKeymasterHi,
normally for being eligible for unemployment benefits you must meet the income-requirement, i.e. its not the working hours that is of interest but the income you have earned.
However, you tell that you was receiving dagpenge (A-kasse benefits) before you started master studies, and that you have been working part time during your studies.
I need more information, before I can give you an answer:
- When did you start master study?
- How many years did the master take to complete?
- Were you still in the 2-year dagpenge-period when you started master? If yes how much was left of the period?
- Do you have working hours registered on your beskæftigelseskonto? You can see this on Jobnet.dk
- Have your A-kasse told you that you must earn right to dagpenge by working hours (1.924) and not earned income?
Let me know this, then I can probably give you a more precise answer.
Best regards,
Anders Weber, A-kasser.dk
supportKeymasterHi,
after a change in the law regarding unemployment benefits (“dagpenge”) for self-employed in 2018, it is no longer impossible to start your own company while you are receiving dagpenge.
However there are off course some requirements. It is only possible if it will be your side employment (“bibeskæftigelse”), and also you must be full available for the labor-market, meaning that you must be able to start a full-time job with one day notice, and you have to apply for jobs etc. This is only possible if you with one day notice can move your working hours and work tasks in your company. If your A-kasse can see that you for example are contractually obliged to perform work at specific hours every day or some days, then you are not full available for the labor-market, and your business will therefor not be approved as your side employment.
If your business can be approved by the A-kasse as your side employment (and not full time employment), then you can also get supplementary benefits (“supplerende dagpenge”). You can get supplerende dagpenge for maximum 30 weeks.
If you work in your wifes personally owned company (not Aps or Aps), and you have a salary-contract, you will be considered as wage-earner. The salary-contract must comply with kildeskatteloven § 25a, which means that you pay A-skat, ATP and arbejdsmarkedsbidrag, in other words a normal salary-contract.
In this case you will be able to get supplementary benefits as wage-earner, if you can be fully available for the labor-market, and you can stop with one-day notice in your wifes company.
Working in your wifes company in other cases that the mentioned, for example in a A/S or APS where she own 50% or more, means that you are considered as self-employed, in relation to A-kasse. In this case you can only get supplementary benefits if your self-employment can be regarded as your side employment.
I will recommend you to get this confirmed by your A-kasse.
Best regards,
Anders Weber, A-kasser.dk